Do You Need A Stock Loan Direct Lender? Let Me Help You With That.
SCENARIOS AND SOLUTIONS
Let us Help You De-Risk
Lets say you have $20 million in stocks in a publicly Trading company in EUROPE. You tried to secure a loan of $10 million dollars through a commercial bank but you cannot meet the bank’s rigid requirements. The bank will require credit check Stone Creek Global does not. A commerical bank will require tangible collateral close to the value of the loan size.
Stone Creek Global does not require any physical collateral the only collateral is the stocks you pledge. Stone Creek Global could offer you a non recourse loan based on the value of your publicly traded stocks. A non recourse loan means if you default for any reason then you walk away from the loan and there is no way for Stone Creek Global to come after you for repayment of the loan. The stock is the collateral thats it.
Scenario 2
Your stocks are in a constant down trend. What would be a great solution? You could lower your risk by accessing cash by qualifying for a stock loan based on your publicly traded stocks value. With Stone Creek Global as a direct lender you could use your stocks as collateral to obtain a loan. That way you have liquidity to invest instead of watching all your stocks loose value as it continues in a down trend. With a stock loan from Stone Creek Global you still get to keep whatever appreciation your stock gained during the loan term.
Scenario 3
Imagine you want to purchase a Private Jet or fund a new or existing startup business but most of your cash is tied up in stocks. How do you get around this problem. Simple, you could pledge some of your stocks as collateral for a stock loan. Stone Creek Global could help you do a non transfer of ownership of the stocks. This simple means you will not transfer title or ownership of the stocks. The Stocks would remain in your name. or company name.
Complete the form on the home page and an agent will follow up with you within 24 hours or less.
SCG’S, STOCK EXCHANGES WE LEND IN (PLEASE NOTE THAT THIS LIST IS EVER CHANGING, SO PLEASE CHECK WITH US
➡️ AFRICA
➡️ ASIA
➡️ EUROPE
➡️ MIDDLE EAST
➡️SOUTH AMERICA
Faq
Frequently Asked Questions
What exactly is a stock loan?
This is a loan taken out with fully owned stocks of a publicly traded company as the pledged collateral. It is an incredibly effective way to monetize an equity position and get cash out.
Any stocks I own?
No. Shares of publicly traded companies only. Not all stock exchanges are accepted.
What will I be liable for?
This is a non-recourse option. The recovery of the loan will be limited to the value of collateral.
Will my credit be a determining factor?
We do not do credit checks for this kind of loan. There is no reason to. The loan is against the stock, not you personally.
How much can I get on a certain number of shares?
The loan to value ratio will be determined by a few factors like liquidity and risk predisposition. The direct lender however, provide a loan to value ratio of up to 80% for many stock loans.
How high is the interest?
Interest rates will be determined during the meeting where the lender will be discussing terms with the borrower. Please be aware that the lender will need direct access to the borrow without anyone between the direct lender and the borrow.
If the direct lender cannot have a direct one on one meeting with the end borrower then there is no point we would all be wasting time. If millions of dollars are being borrowed don’t you think the lender would like to communicate with the end borrower directly?
If you are a broker you just need to understand the nature of this business. You should know your client well enough to know and trust they will not circumvent you. We do not engage in such activities over here.
What will be the terms for my securities? Do I need to provide a personal Guarantee?
Of course not. There is no need for personal guarantees.
Will you control how I spend the money?
It is your money. Once the process is complete, funds are transferred and you can do as you please.
How long until I get the money?
Two to three weeks at maximum. The stock loan process is a very simple process.
What happens if I cannot repay the loan?
In this case, the client forfeits the shares. This action does not affect the borrower’s credit worthiness. The lender lent the money against the stock, not you personally.
Who will own my stock until I repay the loan?
The shares will be kept safe in the client’s name in a custodian bank. The shares will not be reassigned, sold, traded or transferred.
What if the value of my stock falls?
This is a risk but only to the lender. As it is in the case of non-recourse stock loans, the lender cannot demand compensation for the amount in excess of the value of the stock.
Are there hidden costs?
No hidden costs whatsoever. A securities loan is a very safe and transparent process.
Let's Talk
Whether you have any Pain Points or not please fill out the form below and an agent will follow up with you. *(No chains of brokers)*.
